Google to Delhi High Court: Allowed to Share Google Pay Customer Transaction Data With Third Parties With NPCI Permission

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Google India Digital Services is responsible for operating Google Pay app. The services have told the Delhi High Court that it is sanctioned to share customers transaction data with the outside parties if they have the prior permission of NPCI as well as PSP that is payment service providing banks.
There was an affidavit submitted by Google to the bench of Chief Justice D N Patel and Justice Prateel Jalan. The affidavit is a response to a PIL that was taking action against Google Pay. Google Pay was accused of breaching the guidelines of RBI by not following the protocols of data localisation, storage and sharing.
The high court will listen to the said case on November 10. The hearing date was announced on September 24 as the Centre and Reserve Bank of India have not come up with their official response as of yet.
Google clearly states in its affidavit that they are following the guidelines issued by Unified Payment Interface (UPI) and National Payments Corporations. Under the procedural guidelines issued by the said bodies, the payment apps like Google Pay is completely authorised to share the customer transaction data with any third party as long as they have prior permission of the PSP and NPCI banks.
Google also added that for better understanding and workings, they only store the basic information and data of the customers. Those basic information includes their names, address, email Ids, and other details related to the transaction. All of which is done by abiding the NCPI guidelines. Google has assured that they do not share or use sensitive data of the users like their debit card numbers and pin codes.
The sensitive data like debit card number and pin is stored on the official servers of the PSP bank only and nowhere else. Google has officially claimed all of these points. It made these claims after a petition by advocate by Abhishek Sharma was filed that wanted Google to not share any sensate data from the UPI switch to any other third party or group.

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